"L'Observatoire broadcasts from 11.00 am to 1.00 pm"@en . "Editions de l'Observatoire de 11h \u00E0 13h"@fr . "L'Observatoire broadcasts from 11.00 am to 1.00 pm"@en . "Editions de l'Observatoire de 11h \u00E0 13h"@fr . . "Retraites, dette, logement : la facture est toujours pour les m\u00EAmes.\nNicolas pourrait \u00EAtre votre fils, votre coll\u00E8gue\u2026 ou vous-m\u00EAme. Il travaille, il cotise, il paie. Et pourtant, il a de plus en plus de mal \u00E0 se loger, \u00E0 fonder une famille ou simplement \u00E0 vivre mieux que ses parents. Sur les r\u00E9seaux sociaux, une phrase a r\u00E9sum\u00E9 ce malaise : \"C\u2019est Nicolas qui paie.\" Mais o\u00F9 passe vraiment cet argent ? Jonas Haddad, avocat au Barreau de Rouen, vice-pr\u00E9sident de la R\u00E9gion Normandie et porte-parole des R\u00E9publicains, enqu\u00EAte et d\u00E9voile la totalit\u00E9 de la facture.\nFiscalit\u00E9, retraites, protection sociale, immigration\u2026 En s\u2019appuyant exclusivement sur des chiffres officiels, il r\u00E9v\u00E8le une r\u00E9alit\u00E9 que personne ne veut regarder en face : les efforts reposent toujours sur les m\u00EAmes, tandis qu\u2019une g\u00E9n\u00E9ration voit s\u2019\u00E9loigner les promesses faites \u00E0 celle de ses parents. Mais ce livre n\u2019appelle pas \u00E0 la guerre des g\u00E9n\u00E9rations..\nTransmission des entreprises, fin des r\u00E9gimes sp\u00E9ciaux, d\u00E9veloppement de la capitalisation, adaptation \u00E0 la r\u00E9volution de l\u2019intelligence artificielle : Jonas Haddad propose de reb\u00E2tir un mod\u00E8le dans lequel travailler, entreprendre et transmettre permettent \u00E0 nouveau de construire son avenir. La fracture g\u00E9n\u00E9rationnelle s\u2019amorce. Il est encore temps de l\u2019\u00E9viter."@fr . "Pensions, debt, housing: it\u2019s always the same people who foot the bill.\nNicolas could be your son, your colleague\u2026 or even you. He works, he pays his contributions, he pays his way. And yet, he is finding it increasingly difficult to find a place to live, to start a family or simply to live a better life than his parents. On social media, one sentence summed up this unease: \u201CIt\u2019s Nicolas who\u2019s footing the bill.\u201D But where does all this money actually go? Jonas Haddad, a lawyer at the Rouen Bar, vice-president of the Normandy Region and spokesperson for Les R\u00E9publicains, investigates and lays bare the full extent of the bill.\nTaxation, pensions, social security, immigration\u2026 Drawing exclusively on official figures, he reveals a reality that no one wants to face: the burden still falls on the same people, whilst a generation sees the promises made to their parents\u2019 generation slipping away. But this book does not call for a generational war\u2026\nBusiness succession, the end of special pension schemes, the development of funded pension schemes, and adapting to the artificial intelligence revolution: Jonas Haddad proposes rebuilding a model in which working, entrepreneurship and passing on a business once again enable people to build their own futures. The generational divide is beginning to form. There is still time to avoid it."@en . . .